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May 16, 2025

How Matchbook Turns Declined Credit Applications into Approved Deals

Reading Time: 5 Minutes
How Matchbook Turns Declined Credit Applications into Approved Deals

In the competitive world of automotive sales, securing financing for every potential customer is crucial for dealership success. However, declined credit applications remain a major challenge, preventing many deals from closing. Fortunately, with AVA™ MatchBook, dealerships now have an innovative solution that turns those declines into approvals, helping customers drive off the lot while maximizing dealership profits.

The Financing Challenge in Auto Sales

Declined credit applications create frustration for both dealerships and customers. Traditional financing processes require dealership staff to manually match lender approvals with available inventory, which can be time-consuming and inefficient. Many times, an applicant’s approval may not align with their desired vehicle due to factors like lender booking limits, loan-to-value ratios, or negative equity from trade-ins.

This is where AVA™ MatchBook makes a difference.

What is AVA™ MatchBook?

AVA™ MatchBook is an advanced F&I software solution for Canada’s automotive industry that automates the process of matching lender approvals with in-stock vehicles. Developed by Autocorp.ai in partnership with Canadian Black Book, this tool streamlines financing approvals, making it easier than ever to turn declined credit applications into approved deals.

👉 Learn more about AVA™ MatchBook here: Autocorp.ai MatchBook

How AVA™ MatchBook Works

1. Automated Lender Matching

AVA™ MatchBook instantly cross-references lender approval terms with dealership inventory. Rather than manually sorting through approval conditions, the tool finds vehicles that meet the lender’s criteria—eliminating delays and human error.

2. Optimizing Negative Equity Deals

One of the biggest hurdles in financing is handling negative equity. Many customers owe more on their trade-in than it’s worth, making it difficult to secure financing. AVA™ MatchBook factors in negative equity scenarios and helps F&I managers find vehicles that lenders will approve while ensuring the deal remains profitable.

3. Canadian Black Book Integration for Accurate Valuations

With Canadian Black Book integration, dealerships can leverage the same data used by Canada’s top financial institutions to establish booking parameters. This ensures that vehicles selected for financing align with lender approval terms, increasing the likelihood of approval.

4. Faster Deal Structuring

Instead of spending hours restructuring deals manually, AVA™ MatchBook provides real-time solutions. The system instantly suggests the best financing options, helping dealerships close deals faster while reducing financing bottlenecks.

5. Enhanced Profitability

By ensuring every deal is structured efficiently, AVA™ MatchBook helps dealerships maximize gross profit per deal. Dealers can optimize inventory sales, minimize losses from declined applications, and create better experiences for customers.

Why Dealerships Need AVA™ MatchBook

Higher Approval Rates

By automating lender-vehicle matching, dealerships can convert more declined applications into approved deals, expanding their customer base and increasing revenue.

Seamless F&I Software for Canada’s Market

Designed for the Canadian auto industry, AVA™ MatchBook integrates seamlessly with F&I software in Canada, making it easy for dealerships to adopt and implement.

Better Customer Experience

A customer denied financing is a customer lost—often for good. By instantly providing alternative vehicle options that meet lender criteria, dealerships can keep customers engaged and satisfied.

Optimized Use of Canadian Black Book Data

The integration with Canadian Black Book ensures dealers are working with precise, trusted valuation data to structure deals correctly, reducing risks and increasing efficiency.

Transform Your Dealership Today – Exclusive Offer Inside!

🚀 Request a demo now and unlock an exclusive 50% off your monthly subscription for the first 90 days! 🚀

Don’t let declined credit applications cost your dealership sales. AVA™ MatchBook empowers your team to turn denials into approvals, optimize deal structures, and close more transactions with confidence.

📲 Book your demo today!

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